JMFA - PRWeb Press Release Group http://www.rsspad.com/rss2/10745.xml JMFA - Powered by PRWeb and RSSPad en xml@emediawire.com xml@emediawire.com 30 Credit Unions Can Expect Tighter Margins, Say JMFA Execs; Consultants Advise Managers on Survival in a Low-margin Environment http://www.prweb.com/releases/2006/08/prweb420943.htm On Sunday in San Antonio, the attendees at a conference of the Defense Credit Union Council, which represents military and civilian personnel of the U.S. Department of Defense, hear from two experts on strategies to endure the tightening profit margins. Dick Miller and Jared Cahill of John M. Floyd & Associates in Houston, provide statistics on the tightening margins and survival tips --including non-interest income ideas -- "the quickest value" --, attention to productivity, optimizing human capital cost, and lowering operating costs. JMFA serves the rull range of financial institutions, making this story also applicable to banks, S&Ls and thrifts. (PRWeb Aug 4, 2006)

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]]> Fri, 04 Aug 2006 07:00:00 GMThttp://www.prweb.com/releases/2006/08/prweb420943.htm Healthy ‘Sales Culture’ Critical to Credit Union Success, JMFA Consultant Advises Kentucky C.U. Execs http://www.prweb.com/releases/2006/06/prweb402862.htm Elite trainer Dick Kendall, a consultant with John M. Floyd & Associates of Houston (Baytown, TX), provides strategic tips to attendees at the Kentucky Credit Union League Education Conference in Owensboro on how to develop, measure and maintain a successful sales culture -- no hype, pressure or manipulation. He covers everything from hiring, leadership, restructuring the environment, the "sales process," and rewards and recognition. (PRWeb Jun 22, 2006)

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]]> Thu, 22 Jun 2006 07:00:00 GMThttp://www.prweb.com/releases/2006/06/prweb402862.htm FINANCIAL FEATURE: Tight Credit Union Margins Getting Tighter, Says JMFA Exec; Consultant Advises Florida Credit Unions on Survival in Low-Margin Environment http://www.prweb.com/releases/2006/06/prweb399601.htm Jared Cahill, National Dir.-Alliances, John M. Floyd & Associates, Houston, shared strategic tips on responding to tightening profit margins with attendees at the Annual Convention & Exposition of the Florida Credit Union League in Orlando on Thursday. Florida has about 229 credit unions with assets of $35.6 billion. Cahill discusses recent negative trends -- decline in asset and liability pricing and stiffer competition. He cites CUNA Escan stats and notes a need for greater emphasis on fee income, sharing specific suggestions for improving non-interest income. He advises C.U. managers to improve productivity; to optimize cost of human capital; to reduce costs of new product launches and to reduce full-time equivalent expense. (PRWeb Jun 15, 2006)

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