Financial Planning and Advice - PRWeb Press Release Group http://www.rsspad.com/rss2/13736.xml Personal financial planning advice from an accomplished group of independent financial advisors. - Powered by PRWeb and RSSPad en xml@emediawire.com xml@emediawire.com 30 Portfolio Diversification Can Minimize Stock Market Risk: Financial Advisor Urges Investors to Unwind Highly Concentrated Stock Positions http://www.prweb.com/releases/2008/04/prweb802634.htm Most Americans who invest in stocks know that market volatility and stock price fluctuation are normal and to be expected. But according to financial professional Chanie Schwartz, they also need to understand that maintaining a diversified portfolio is important. "The old adage 'don't put all your eggs in one basket' is still good advice," Schwartz says. "Anyone in doubt should ask an Enron employee." (PRWeb Apr 9, 2008)

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]]> http://www.prweb.com/releases/2008/04/prweb802634.htm Keep a Cool Head When Markets Get Volatile: Financial Advisor Offers Three Tips to Help Investors Deal with Stock Market Conditions http://www.prweb.com/releases/2008/04/prweb730733.htm As any investor knows, investing in the stock market over the past year has been like riding a roller coaster - with some gut-wrenching drops like the Dow's 326-point slide in late January 2008 followed by highs, like the 298-point rise the same day. That roller coaster ride has tested even the most stoic of investors, but those with a professionally prepared, long-term financial plan most likely have fared better than most do-it-yourself investors. (PRWeb Apr 8, 2008)

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]]> http://www.prweb.com/releases/2008/04/prweb730733.htm National Publication Features Local Financial Planning Professional: David Zumbusch's Love of the Outdoors Has Led to Planning Knowledge in Conservation Easements http://www.prweb.com/releases/2008/04/prweb803174.htm President of Sportsmen Dream Financial, David Zumbusch, has been highlighted in a national publication for his knowledge of conservation easements, a financial planning strategy benefiting land owners. (PRWeb Apr 8, 2008)

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]]> http://www.prweb.com/releases/2008/04/prweb803174.htm Woman-Centric Financial Planning Can Help Eliminate Stress and Bag-Lady Fears: Financial Advisor Offers Three Tips to Help Women Plan for a Stable Financial Future http://www.prweb.com/releases/2008/03/prweb730483.htm Seventy-five percent of women will face retirement alone and as many as 90 percent will, at some point in their lives, be solely responsible for their financial well-being, according to cultural expert and author Gail Sheehy. According to Pat Hinds, financial advisor and founder of Granite Financial, because women will likely outlive the men in their lives, they also will need their financial resources to last longer. "The flip side to needing finances to last longer is that women continue to earn less than men for a variety of reasons," says Hinds. "This differential in earnings can really add up; over a lifetime, the shortfall is around $225,000." (PRWeb Mar 18, 2008)

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]]> http://www.prweb.com/releases/2008/03/prweb730483.htm Financial Advisor Offers Last Minute Tax Planning Tips that Could Save Investors Money http://www.prweb.com/releases/2008/03/prweb730974.htm It's that time of year again. Millions of Americans are preparing to pay their annual bill to Uncle Sam and most are trying to minimize the share of their earnings that they will have to pay to the government on April 15. According to Rusty Cagle, a certified financial planner professional, there are several things taxpayers can do to ensure that they legally minimize the amount of taxes they owe for tax year 2007. (PRWeb Mar 6, 2008)

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]]> http://www.prweb.com/releases/2008/03/prweb730974.htm Financial Advisor Offers Annual Financial Planning Tips for a Better 2008 http://www.prweb.com/releases/2008/02/prweb684313.htm As 2008 gets underway, people all over the world have made resolutions. Whether losing 10 pounds or making financial related resolutions, the New Year provides an opportunity for people to take stock of their lives and resolve to do things differently. According to Jeff Carbone, a Charlotte-based independent financial professional, most people spend more time planning their annual vacation than planning for their financial future. But Carbone advises that when thinking about finances at the beginning of the year, Americans should go beyond the obvious financial resolutions. (PRWeb Feb 21, 2008)

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]]> http://www.prweb.com/releases/2008/02/prweb684313.htm Getting Your Financial House in Order: Financial Advisor Provides Tips to Help Consumers Organize Their Financial Lives http://www.prweb.com/releases/2007/12/prweb575105.htm Most people would agree that there is no worse feeling than needing something and not being able to find it. The problem is compounded when the "something you need to find" are documents that detail financial holdings, insurance policies and other important documents belonging to a loved one. "If, like most people, you keep copies of your will, savings bonds and keepsakes in a lock box or safety deposit box, you're doing OK," says financial professional Bill Spalding. "But, a safety deposit box can be made better if it's managed online and includes account aggregation." (PRWeb Dec 18, 2007)

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]]> http://www.prweb.com/releases/2007/12/prweb575105.htm Seven Financial Gifting Tips for Year-End: Consortium of Financial Advisors Comes Together to Provide Gifting Strategies that Can Also Have Big Tax Benefits http://www.prweb.com/releases/2007/12/prweb573867.htm As we prepare to say goodbye to 2007 and hello to 2008, there are often two things on people's mind: holiday gifts and tax planning. According to David Kaiser, a Denver-based financial professional and founder of Pinnacor Financial Group (www.pinnacorfinancial.com), the two goals can often be achieved simultaneously. Kaiser and six colleagues from Securities America have come together to provide consumers with options for giving holiday gifts and saving money on taxes. (PRWeb Dec 13, 2007)

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]]> http://www.prweb.com/releases/2007/12/prweb573867.htm Prepare Now to Mitigate Financial Disasters: Financial Advisor Gives Consumers Ideas on How to Reduce Money Woes that Accompany Life's Unexpected Turns by Building a Financial Preparedness Kit http://www.prweb.com/releases/2007/11/prweb569951.htm With the devastation that has been wrought by natural disasters in recent American history, Americans have become much better about creating disaster preparedness kits for themselves and their families. However, the one disaster for which most Americans are ill-prepared is of the financial variety. According to financial professional Alex Donnell, with a little bit of forethought and organization, anyone can prepare for and mitigate the effects of the most devastating financial problems. (PRWeb Nov 27, 2007)

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]]> http://www.prweb.com/releases/2007/11/prweb569951.htm Finding Alternatives to Traditional Investments: Financial Advisor Provides High Net Worth Investors with Alternative Investment Strategies http://www.prweb.com/releases/2007/11/prweb570090.htm The volatility in the stock market has unnerved many investors as they see the value of their portfolio value go up only to come back down, sometimes erasing the market's gains or even portions of their original investment. But according to financial professional, David Zumbusch, alternative investments can, in small doses, help to stabilize a portfolio. (PRWeb Nov 27, 2007)

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]]> http://www.prweb.com/releases/2007/11/prweb570090.htm Surviving the Credit Crunch: Financial Advisor Tells Everything Consumers Need to Know about the Sea of Change in Consumer Credit http://www.prweb.com/releases/2007/11/prweb563898.htm We keep hearing that getting credit is much harder now that lenders are tightening their belts. But what kind of affect does this credit crunch really have on the ordinary man or woman? Cedar Rapids-based financial professional Monte Marti explains everything consumers need to know to survive the credit crunch. (PRWeb Nov 1, 2007)

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]]> http://www.prweb.com/releases/2007/11/prweb563898.htm The Ultimate Gift: Financial Advisor Shares Ways to Impart Values, as well as Valuables, to Your Heirs http://www.prweb.com/releases/2007/11/prweb563945.htm Americans spend most of their lives saving for retirement in the hope that they can provide for themselves in their golden years and leave some of their assets behind for their heirs. The majority are good providers who give everything they can to their children. But by giving so much to our children, do we deprive them of the need to earn money - and the opportunity to overcome obstacles to make good financial decisions? Often times, the answer is "yes." Lakewood, CO-based financial advisor Matt Carpinelli provides tips and advice to help Boomers leave a rich legacy - one based on both values and valuables. (PRWeb Nov 1, 2007)

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]]> http://www.prweb.com/releases/2007/11/prweb563945.htm Building a Nest Egg for Your Golden Years -- Financial Advisor Helps Investors Build Income Streams in the Second Half of Life http://www.prweb.com/releases/2007/09/prweb551544.htm Many Baby Boomers are waking up to the reality that this ain't their father's retirement. With Americans living longer and healthier lives and still retiring at 62 (or many times younger) they're finding that a gold pen and pension aren't getting them as far as they expected. Many Baby Boomers have discovered that the money they saved in retirement accounts may not outlast their lives. But according to Arthur Cooper, an Irvine-based CERTIFIED FINANCIAL PLANNER™ professional, a few simple steps can help investors build a nest egg for their golden years. (PRWeb Sep 20, 2007)

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]]> http://www.prweb.com/releases/2007/09/prweb551544.htm Think it's Too Late? Do You Make Too Much to Reduce Your College Bill? Think Again http://www.prweb.com/releases/2007/09/prweb550120.htm When it comes to college planning, many people know that they should invest in a 529 Plan or open a Coverdell Education Savings Account. Thanks to increased public awareness, those planning strategies are almost no-brainers. But upper-income and high net worth consumers -- who may automatically assume that it's too late to do anything other than fork over full tuition (even at the risk of jeopardizing their own retirement) -- take note: Several little-known strategies may provide tax and tuition relief. (PRWeb Sep 6, 2007)

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]]> http://www.prweb.com/releases/2007/09/prweb550120.htm Keeping Emotions Out of Investing Financial Advisor Tells Investors to Stay Cool During Market Volatility http://www.prweb.com/releases/2007/09/prweb550140.htm Increasingly financial advisors are hearing investors making the same requests evidenced by investors just a few years ago. As stock market performance fluctuates, these investors' expectations - and anxiety - are also increasing. In many cases, their requests are driven by short-term performance rather than understanding the investments or market cycles. According to professional financial advisor, John Barton, it's not uncommon for financial advisors to hear requests from clients wanting the "biggest and the best" investment ideas and options. (PRWeb Sep 6, 2007)

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]]> http://www.prweb.com/releases/2007/09/prweb550140.htm Realizing the New ROI in Your Golden Years; Financial Advisor Helps Investors Ensure Reliability of Income During Retirement http://www.prweb.com/releases/2007/07/prweb541126.htm The Baby Boomers are beginning to retire -- but many have not saved enough to stop working permanently. Veteran advisor Jim Coleman provides six tips to help Boomers ensure that their income lasts as long as they do. (PRWeb Jul 21, 2007)

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]]> http://www.prweb.com/releases/2007/07/prweb541126.htm Uncle Sam Extends Special Invitation through End of 2007, Helps Seniors Make the Most of their Charitable Donations http://www.prweb.com/releases/2007/07/prweb538784.htm While charitable giving is on the rise and many are feeling philanthropic, Rusty Cagle, CFP®, a Greenville-based Certified Financial Planner™ professional and president of ASE Wealth Advisors, says there are other - sometimes smarter - ways to make charitable contributions than giving straight from your wallet. (PRWeb Jul 17, 2007)

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]]> http://www.prweb.com/releases/2007/07/prweb538784.htm Taxes and Death are Inevitable; Financial Advisor Explains How to Protect Personal Wealth and Perpetuate Your Values with Proper Planning Now http://www.prweb.com/releases/2007/06/prweb534435.htm With proper advance planning, death and taxes don't necessarily have to invoke disdain says Terry Vrieze, a financial advisor based in West Des Moines. He suggests that individuals follow three tips to help minimize the amount of taxes they have to pay to Uncle Sam and protect assets. (PRWeb Jun 21, 2007)

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]]> http://www.prweb.com/releases/2007/06/prweb534435.htm Estate Planning in Five Easy Steps: Financial Advisor Bradley Bofford Explains Why Even Average Folks Need to Plan Now http://www.prweb.com/releases/2007/06/prweb529837.htm It's been estimated that seven of 10 Americans have no estate plan. Recent stories reported by the media have shed light on the tragedies that can befall a person who dies without an estate plan. While most people's estate value falls considerably short of Anna Nicole Smith's mind-boggling $500 million, it's a mistake to assume that estate planning is not warranted based on the value of your assets alone. According to Fairfield-based Chartered Financial Consultant Bradley Bofford, even people of modest means should develop an estate plan - and they should do it as soon as possible. "Time waits for no one," Bofford says. (PRWeb Jun 5, 2007)

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]]> http://www.prweb.com/releases/2007/06/prweb529837.htm Being Irrational with Investments Nets Irrational Returns -- Long-Time Financial Advisor Unlocks the Secrets of Behavioral Finance to Help Investors Make Better Decisions http://www.prweb.com/releases/2007/02/prweb506169.htm The stock market may display volatile mood swings, just like people. But it's irrational investor behavior that really undermines things. Long-time financial planner Louis Morizio of The Center for Financial Planning offers tips that will lead to investing success. (PRWeb Feb 27, 2007)

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]]> http://www.prweb.com/releases/2007/02/prweb506169.htm Financial Resolutions - Strike Balance in Your Retirement Planning Accounts http://www.prweb.com/releases/2007/01/prweb499569.htm Long-time Financial Advisor Explains Why a Balanced (and Rebalanced)401(k) is the Key to Financial Stability (PRWeb Jan 30, 2007)

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]]> http://www.prweb.com/releases/2007/01/prweb499569.htm Women Face Highest Poverty Risk in Retirement Years -- Heartland Institute Calls for Financial Education to Meet Critical Planning Needs http://www.prweb.com/releases/2007/01/prweb495984.htm Women in America represent an ever-increasing percentage in the workforce. But as they make gains in value and importance, relative to purchasing power and the control of assets they seem to be more vulnerable than ever before. (PRWeb Jan 12, 2007)

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]]> http://www.prweb.com/releases/2007/01/prweb495984.htm Democrats in Congress ... What Does that Mean for My Wallet? http://www.prweb.com/releases/2007/01/prweb495983.htm Long-time financial advisor predicts changes in monetary policy and other new legislation. (PRWeb Jan 10, 2007)

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]]> http://www.prweb.com/releases/2007/01/prweb495983.htm New Retirement Distribution Model Can Help Baby Boomers Secure Their Golden Years http://www.prweb.com/releases/financial/retirement/prweb488000.htm Long-time Financial Advisor offers Insights to Help Pre-Retirees Create Income for Life. 78 million Baby Boomers are poised to retire over the next 25 years. Just as this generation has determined the social agenda for the past 50 years, so will it redefine our understanding of retirement and the aging process.LISTEN TO PODCAST HERE: http://www.prwebpodcast.com/releases/pod488000.html (PRWeb Dec 6, 2006)

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]]> http://www.prweb.com/releases/financial/retirement/prweb488000.htm Five Perils to Your Retirement Well-Being http://www.prweb.com/releases/2006/12/prweb488011.htm Long-time Financial Advisor Offers Tips to Supercharge Retirement Planning (PRWeb Dec 6, 2006)

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]]> http://www.prweb.com/releases/2006/12/prweb488011.htm Living Longer Means Your Retirement Account Has to Live Longer Too http://www.prweb.com/releases/2006/12/prweb488015.htm Tenured Financial Advisor Rings the Alarm for Retirement Planning (PRWeb Dec 6, 2006)

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]]> http://www.prweb.com/releases/2006/12/prweb488015.htm Reality Blindsides Many Retirement Plans http://www.prweb.com/releases/2006/12/prweb488019.htm Senior Financial Advisor Warns of Potential Problems (PRWeb Dec 6, 2006)

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