CREDITGUARD OF AMERICA - PRWeb Press Release Account Feed http://www.rsspad.com/rss2a/112916.xml CREDITGUARD OF AMERICA - Press Releases en xml@emediawire.com xml@emediawire.com 30 Money Savvy Holiday Shopping Tips http://www.prweb.com/releases/2006/12/prweb491777.htm The holiday shopping season is upon us and this usually means gifts for loved ones and bills for you early New Year. CreditGUARD of America, Inc., a non-profit credit counseling company has first hand experience in dealing with holiday spending blues and therefore offers the following 5 steps to curb your overspending habits. (PRWeb Dec 18, 2006)

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]]> http://www.prweb.com/releases/2006/12/prweb491777.htm Foreclosures: A Growing Trend? http://www.prweb.com/releases/foreclosures/increasing/prweb443724.htm During the course of the last year overall foreclosure numbers saw a steady rise in the United States. According to the U.S. Foreclosure Market Report, 92,845 properties nationwide entered some stage of foreclosure during July of 2006. (PRWeb Oct 2, 2006)

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]]> http://www.prweb.com/releases/foreclosures/increasing/prweb443724.htm Identity Theft: The New Epidemic http://www.prweb.com/releases/identity/theft/prweb410131.htm In the year 2005, there were 151 significant identity breaches throughout the United States affecting more than 57.7 million consumers. Approximately half of those breaches occurred at educational institutes where hackers used the school’s computer network to access personal information. (PRWeb Jul 17, 2006)

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]]> http://www.prweb.com/releases/identity/theft/prweb410131.htm Gasoline Credit Cards: What You Need to Know http://www.prweb.com/releases/2006/06/prweb396442.htm Credit cards that offer cash back are becoming increasingly popular with consumers who are searching for savvy ways to save a couple of bucks at the pump. (PRWeb Jun 12, 2006)

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]]> http://www.prweb.com/releases/2006/06/prweb396442.htm Banks Step up Incentives to Attract New Customers http://www.prweb.com/releases/2006/05/prweb379034.htm It used to be small radios and toasters, and then came camping gear and milkshake makers; now it is all about Visa gift cards and iPods. According to CreditGUARD of America, Inc., opening a new checking or savings account has never been so attractive as of present day and many consumers are drawn to these new perks offered by various banks. (PRWeb May 2, 2006)

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]]> http://www.prweb.com/releases/2006/05/prweb379034.htm The VantageScore: A New Credit Scoring System http://www.prweb.com/releases/2006/04/prweb366497.htm The new ‘VantageScore,’ created in collaboration by the three major credit bureaus, will be available to lenders in the coming few weeks. According to the credit bureaus, the new credit score will simplify the credit application process by providing lenders with a more accurate and consistent credit score among the three bureaus. (PRWeb Apr 3, 2006)

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]]> http://www.prweb.com/releases/2006/04/prweb366497.htm Credit Repair Scams: Don't Believe Their Promises http://www.prweb.com/releases/2006/03/prweb353657.htm The Federal Trade Commission (FTC) along with other federal agencies pledged to crack down on companies that claim to remove negative information from consumer credit reports. To address this problem in more detail, we at CreditGUARD of America, Inc. have put together the following article to educate our clients and consumers about the severity of this problem, how to avoid these scam agencies and steps to take if you have been victimized by one of these agencies. (PRWeb Mar 6, 2006)

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]]> http://www.prweb.com/releases/2006/03/prweb353657.htm Retirement and 401k’s: What Everyone Should Know http://www.prweb.com/releases/2006/01/prweb335739.htm Many U.S. based companies have changed the retirement outlook of this country by straying away from traditional retirement pension plans and focusing towards more profitable 401k plans. To help consumers understand the basics of 401k plans, we at CreditGUARD of America, Inc. have put together the following Do’s and Don’ts of 401k plans. (PRWeb Jan 23, 2006)

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]]> http://www.prweb.com/releases/2006/01/prweb335739.htm Charitable Contributions: How to Maximize Your Tax Benefits http://www.prweb.com/releases/2005/12/prweb323208.htm The United States has been in the forefront of charitable giving with an estimated $248 billion raised last year with mostly coming from individual contributions. While the greatest reward for donating to a charity may be in knowing that you have helped someone who is in dire need, your contributions may get you valuable deductions on your income tax returns. (PRWeb Dec 19, 2005)

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]]> http://www.prweb.com/releases/2005/12/prweb323208.htm After the Hurricanes: Long Term Disaster Assistance Programs http://www.prweb.com/releases/2005/11/prweb309265.htm As a company based in Boca Raton, Florida, CreditGUARD of America, Inc. feels the pain and anguish that most of these people suffered due to these hurricanes. As a result, we have compiled and listed some of the disaster relief programs that are designed to provide assistance to residents in various disaster areas. (PRWeb Nov 14, 2005)

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]]> http://www.prweb.com/releases/2005/11/prweb309265.htm New Bankruptcy Law: How Will it Affect Victims of Katrina and Rita http://www.prweb.com/releases/2005/10/prweb292281.htm Victims of hurricane Katrina and Rita who have lost their jobs, homes and businesses are more likely to apply for bankruptcy in the coming weeks and months and the new bankruptcy law will only add more burden to their already unstable financial conditions. (PRWeb Oct 3, 2005)

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]]> http://www.prweb.com/releases/2005/10/prweb292281.htm Money Saving Tips for New College Students http://www.prweb.com/releases/2005/08/prweb277097.htm Apart from getting used to the heavy course loads and assignments, students have to learn to handle their finances in a mature manner which involves good judgments and smart spending. The following tips and guidelines are created to help college students adapt to their new life style in a financially smart manner. (PRWeb Aug 29, 2005)

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]]> http://www.prweb.com/releases/2005/08/prweb277097.htm Minimum Credit Card Payments on the Rise http://www.prweb.com/releases/2005/08/prweb267377.htm Federal regulators are pressuring major credit card companies to increase the current minimum credit card payments from 2% to 4% of the total outstanding balances. The regulators argue that taking such a step would help consumers get out of debt sooner and hence reduce their overall interest charges. (PRWeb Aug 1, 2005)

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]]> http://www.prweb.com/releases/2005/08/prweb267377.htm Still Dealing with Old Debt? Know your Rights http://www.prweb.com/releases/2005/07/prweb256743.htm Generally, a creditor gives up the right to file suit and collect outstanding debt after a period of 6 years from the time the debt first became delinquent. However, many states have adopted their own limitations which can range anywhere from 2 to 15 years. (PRWeb Jul 5, 2005)

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]]> http://www.prweb.com/releases/2005/07/prweb256743.htm Truth about Payday Lending http://www.prweb.com/releases/2005/05/prweb245613.htm In the last couple of years, the government and consumers have come down hard on the payday lending industry, accusing them of loan sharking and lending fraud. This article will review how payday lenders operate within legal limitations, the benefits it offers to consumers, the risks of obtaining payday loans as well as alternatives to payday loans. (PRWeb May 31, 2005)

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]]> http://www.prweb.com/releases/2005/05/prweb245613.htm Planning a Money Smart Vacation http://www.prweb.com/releases/2005/05/prweb235119.htm Summer is just around the corner and soon many Americans across the country will embark on their well deserved summer vacations. Vacationers need to carefully plan their summer getaways to make their vacations financially feasible. To help consumers effectively manage their summer finances, we at CreditGUARD of America have put together the following tips and guidelines. (PRWeb May 2, 2005)

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]]> http://www.prweb.com/releases/2005/05/prweb235119.htm Credit Cards for Teenagers ? http://www.prweb.com/releases/2005/03/prweb222240.htm Nowadays, credit cards are freely available to teenagers, but unfortunately most of them lack the maturity and responsibility of making credit smart decisions. Visa has introduced the new Visa Buxx card which is a prepaid and rechargeable debit card that allows parents to deposit money into the account as needed. Teenagers can use the new card anywhere Visa debit cards are accepted. The users are also protected from any unauthorized purchases, making the card safer than carrying cash. (PRWeb Mar 28, 2005)

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]]> http://www.prweb.com/releases/2005/03/prweb222240.htm Five Smart Ways to Spend Your Tax Refund http://www.prweb.com/releases/2005/02/prweb212719.htm The IRS estimates that the average refund for this year will be close to $2,000. This has many Americans across the country struggling with the decision of whether to buy a vacation package to the Caribbean or to utilize the extra income towards something more useful. If you are one of the millions of people caught in the middle of such a debate, CreditGUARD of America has five smart ways on how to put that income tax return to good use. (PRWeb Feb 28, 2005)

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]]> http://www.prweb.com/releases/2005/02/prweb212719.htm Financial Relief for Active Military Personnel http://www.prweb.com/releases/2005/01/prweb199979.htm It is a known fact that most military service men and women who are called to active duty go through many financial hardships. As a result of the set backs, many military personnel fall behind on their rent/mortgage payments, default on their credit card payments and auto loans and may even have to file for bankruptcy. Many of our military personnel are not aware of some of the important protections available to them under the provisions of the Soldiers and Sailors Civil Relief Act (SSCRA). (PRWeb Jan 24, 2005)

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]]> http://www.prweb.com/releases/2005/01/prweb199979.htm Holiday Shopping: Helpful Tips to Shop Smart While Staying Under Budget http://www.prweb.com/releases/2004/11/prweb180364.htm Holiday shopping can be a fun activity for most of us and it might be one of the things that we look forward to this season. For others, holiday shopping can be stressful and nerve wrecking, especially when they think about their credit card bills early next year. This article will provide you with some basic tips and information on how to be a smart shopper this holiday season, without dealing with any anxiety or unpleasantness. (PRWeb Nov 22, 2004)

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]]> http://www.prweb.com/releases/2004/11/prweb180364.htm Disaster Relief: Programs Offering Help for Hurricane Victims http://www.prweb.com/releases/2004/10/prweb163955.htm Disaster Relief: Programs Offering Help for Hurricane Victims reviews emergency and long-term disaster relief programs available. CreditGUARD of America, a non-profit credit counseling agency, is committed to provide full service credit counseling to those affected by Hurricane Charley, Hurricane Frances, Hurricane Ivan and/or Hurricane Jeanne. (PRWeb Oct 5, 2004)

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