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     <title>Federal Employees Need to Make Important Choices Regarding Health Insurance Starting November 8</title>
     <link>http://www.prweb.com/releases/2004/10/prweb169182.htm</link><description>   <![CDATA[ <P>The Office of Personnel Management (OPM) recently announced that 2005 Federal Employees Health Benefit Program (FEHBP) plan premiums will increase on average 7.9 percent over rates in 2004. While the somewhat less than expected increase in premium rates for 2005 is welcome news to FEHBP participants (nationally, group health insurance premium rates increased on average about 11 percent during 2004), the increase masks the changes and the increasing number of choices that FEHBP participants are required to make to keep their overall out-of-pocket medical costs down.  Federal employees have the opportunity to make changes in their health insurance during the FEHBP open season November 8 - December 13, 2004. (PRWeb Oct 20, 2004)</P>
                                <P>Read the full story at <a href="http://www.prweb.com/releases/2004/10/prweb169182.htm">http://www.prweb.com/releases/2004/10/prweb169182.htm</a></P>]]>
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     <title>Best Defense Against Terrorist Attack Is Personal Preparation, Says RAND Researcher</title>
     <link>http://www.prweb.com/releases/2004/07/prweb137767.htm</link><description>   <![CDATA[ <P>Lynn Davis, Senior Political Scientist for the RAND Corp., is an expert on terrorism. Recently, she co-authored a RAND report detailing how average people can protect themselves and their families from harm in the event of terrorist attack.  DHS Newswire (http://www.dhsnewswire.com) recently caught up with Davis and asked her about the study.  (PRWeb Jul 1, 2004)</P>
                                <P>Read the full story at <a href="http://www.prweb.com/releases/2004/07/prweb137767.htm">http://www.prweb.com/releases/2004/07/prweb137767.htm</a></P>]]>
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     <title>Leading Washington Publisher Launches DHS Newswire To Provide Daily Homeland Security Coverage</title>
     <link>http://www.prweb.com/releases/2004/06/prweb131502.htm</link><description>   <![CDATA[ <P>The new online wire service, DHS Newswire (http://www.dhsnewswire.com), provides daily homeland security stories and updates from flashpoints at the Department of Homeland Security (DHS), Congress, GAO, think tanks, government agencies and private industry.  The subscriber-based service is designed to inform decision makers from both private industry and government on top stories affecting defense and homeland security. (PRWeb Jun 7, 2004)</P>
                                <P>Read the full story at <a href="http://www.prweb.com/releases/2004/06/prweb131502.htm">http://www.prweb.com/releases/2004/06/prweb131502.htm</a></P>]]>
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